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Hurricane Preparedness

September is National Preparedness Month.  So, now is a great time to get serious about your hurricane “game plan”.

Obviously, there are a number of things to consider when preparing for hurricane season, but here are a couple of things to consider.

1)  Develop a plan.  Developing a preparedness plan is made extremely easy if you access the information made available.  Two excellent resources are www.getagameplan.gov (Louisiana Governor’s Office of Homeland Security) and www.ready.gov (FEMA).  Both of these sites provide step by step instructions on development of a plan.  Having a plan is good peace of mind not only during hurricane season, but during any type of disaster situation.

2)  Prepare you property.  Our experience with numerous storms and thousands of related claims shows that a high percentage of property claims are related to tree damage.  It is good practice ot make sure that all trees which have the potential of falling on or dropping limbs on your home, should be well maintained.  Healthy trees cause less damage.  Now is an excellent time to remove dead or broken limbs, trim trees away from the home, and cut back limbs that overhand the roof of your home.  These small steps now can save a lot of heartache later on.

3)  Purchase flood insurance.  Your homeowner’s insurance policy doesn’t cover flood.  Whether you are in a designated flood zone or not, every homeowner should have flood insurance.

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